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父母老去之前,我该做点甚么?

kira86 于2019-04-03发布 l 已有人浏览
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父母老去之前,父母和后代分别须要做点甚么?

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What should I do before my parents get old?

父母老去前我该做点甚么?

 

取得2.4k好评的答复@Stacie Marie Carrel:

THEY NEED:

他们须要:

-A Retirement Plan because they need to know how much money they can take out each year, and how much they can do with that money. Without a retirement plan they won't know if they have the money to travel once a year or 5 times a year.

-一份退休筹划。由于他们须要知道每年能取出来若干钱,用这些钱他们能做若干事。如果没有退休筹划他们就不知道本身的钱够一年观光一次照样五次。

- Retirement money If in the US, Social Security alone isn't going to cut it even if they just sell the big house, move to a small one.

-退休的钱。在美国即使卖掉落大年夜房子搬到小房子里,只要社会保险也是不敷的,

-Reconcile any health vs house difficulties. If they're in a house with lots of stairs, but there's a family history of needing a walker in late life, then that's going to be an issue. They may need to either sell the house and move, or start work on the necessary accessibility changes they'll need later.

-处理安康和房子之间的抵触。假设他们的房子里有很多楼梯,但家里又有暮年坐轮椅的家族史,那成绩就来了。他们能够须要卖掉落房子迁居或许开端着手修建往后须要的无妨碍情况了。

-A durable power of attorney and medical wishes so that if they are ever incapacitated or rendered incapable of self-care, they’ll have someone appointed ahead of time to take over those responsibilities.

-一份永久授权书和医疗志愿。如许当他们损掉行动才能或不克不及自理时能提早安排大好人来接收。

YOU NEED:

你须要:

-To not be dependent on your parents financially. Too many able-bodied and mentally capable adults are living with their parents as moochers. With parents soon losing their income, they won't be able to financially tap into the massive savings they've built up for someone else's needs, because that money needs to last for upwards of 30+ years.

-经济上不依附父母。有太多身心都健全的成年人和父母一路住啃老。父母很快就要掉去支出来源了,在经济上他们没有才能把攒下的一大年夜笔钱给他人用,由于那些钱是他们要用来保持将来30多年的。

- Your own savings set aside for parental care. Some medical issues are VERY expensive, even with the best health insurance money can buy. They can quickly eat up a couple's retirement savings. If you can set aside backup money of your own just in case that happens, it will give you and your parents more options in the future should something big come up.

-攒下点蓄积照顾父母。即使买了最好的安康保险但有些医疗是异常贵的,会很快耗尽老夫妻的退休蓄积。假设你未雨绸缪本身留些钱备用,将来产生大年夜事时本身和父母也能多些选择的余地。

- To have your OWN will and power of attorney and medical wishes that address your parent's care and well being, not just your own. If something happens to you, and your parents are in a state where they are dependent on your care and/or money, you NEED to have someone appointed ahead of time to take over your duties.

-有本身的遗言、永久授权书和医疗志愿,不只安排好本身,还要安排好父母的护理和安康。假设你产生不测而父母完全依附你的照顾或钱,那你就须要提早安排大好人代替你。

 

取得67.3k好评的答复@Thomas L. Johnson:

As a 70-year old, I can tell you what I like as a parent. I like it when my son asks if I want to go to a Timberwolves game or fishing on Rainy Lake. My wife and I both enjoy an evening together with the son and his wife playing Scrabble or Catan. We are planning a long trip together for the near future.

作为70岁的老人,我可以告诉你作为父母我想要甚么。我爱好儿子问我能否想去看丛林狼(NBA外面明尼苏达的球队)的比赛或许去雷尼湖垂纶。老婆和我都爱好和儿子儿媳早晨一路玩拼字游戏或卡坦岛(一款思虑战略游戏),我们正筹划不久今后一路去长途观光。

If your parents are mature and happy, they will enjoy having you around for some special days but really are not quite "over the hill," as far as having a life of their own. In my view, aging is hardly a disaster.

假设你的父母思虑周全并且很幸福,他们会爱好某些特别日子你们能陪在身边,但他们也不是完全“年光年光已逝”,他们还有本身的生活。在我看来,衰老并不是不幸。

And what I really appreciate is a long phone conversation every week.

我真正想要的是每周通一次德律风多聊一会。

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